What’s In This Email

• The cash-stuffing trend may be costing you dearly

• This millionaire built 99 tiny homes to help his community

• New York wins Halloween

• The Queen of Christmas has defrosted

• Notable Spotlight: CINEMANIA Francophone Film Festival

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✍️ TAKE NOTE

A risk of ‘cash stuffing:’ You may forgo ‘the easiest money you are ever going to make,’ says analyst

The “cash stuffing” trend popularized on TikTok instils discipline in budgeting, but experts warn against missing out on potential earnings and lacking banking protections.

Key Takeaways

• Popularized on TikTok, cash stuffing involves dividing expenses into envelopes, promoting budget discipline and careful spending. 

• Keeping cash at home forgoes banking protections and may lead to a vulnerability against theft.

• By not utilizing high-yield savings accounts, individuals miss opportunities to earn significant interest, up to 5%.

• Treasury bills, certificates of deposit, and money market accounts offer competitive options, albeit with tying up savings for a certain period.

• Experts recommend seeking advice from credible sources like the National Foundation for Credit Counseling or the Consumer Financial Protection Bureau, cautioning against relying solely on social media platforms for financial guidance.

Read the full article here.

Millionaire Builds 99 Tiny Homes to Help His Community 

Entrepreneur Marcel LeBrun, after selling his social media monitoring company, is investing his profits into building a community of 99 tiny homes in Fredericton, New Brunswick, for the people experiencing homelessness. He aims to tackle homelessness through a strong sense of community and ownership.

Key Takeaways

• Marcel LeBrun, a successful entrepreneur, is using his profits to fund a community of 99 tiny homes for people experiencing homelessness in Fredericton, New Brunswick.

• The tiny homes, complete with amenities and solar panels, aim to provide stability and ownership to homeless individuals, fostering a sense of responsibility and community.

• The 12 Neighbours community includes an enterprise center with residents-run businesses, encouraging community engagement and economic opportunities.

• While facing criticism, LeBrun focuses on creating a secure environment, implementing state-of-the-art security measures, and providing supportive spaces for residents.

• This initiative addresses homelessness by offering a model where community, entrepreneurship, and social support combine, demonstrating an innovative approach to solving a pressing societal issue.

Watch the video here.

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November 1 to 12, 2023

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Disclosure: While we utilize artificial intelligence (AI) to assist with certain aspects of content development, all information provided in our content is thoroughly vetted and edited by our team of humans. We strive to ensure the accuracy and reliability of all information. However, we recommend that readers conduct research or seek professional advice to make informed decisions. This email may contain sponsored content.