What’s In This Email

• 25% of Small businesses missed the CEBA deadline

• Is renting better than owning in Canada?

• Kansas City Chiefs are the Superbowl LVIII Champions

• Superbowl commercials we didn’t get to see

• Notable Spotlight: 1 Hotels - Harriet Basecamp

• Notable Plug 🔌 

✍️ TAKE NOTE

💵 Small Businesses Scramble to Repay Pandemic Loans: 25% Miss Deadline

Small business owners exhale (sort of): 75% met the pandemic loan deadline, but a quarter are still struggling. Here's what you need to know.

Key Takeaways:

• 25% missed deadline: One-quarter of Canadian businesses with pandemic loans couldn't repay them by the January 18th deadline.

• Debt burden shifts: While the government got its money back, many businesses just refinanced, carrying the debt to banks or personal loans.

• 225,000 struggle: This translates to a staggering number of small businesses still facing financial hardship despite initial support.

• Economic impact unclear: Experts predict minimal overall impact, but repayments could weigh on growth and employment.

Why This Matters:

• Small businesses are key: They create jobs, fuel local economies, and are often owned by our peers. Their struggles impact our job market and community.

• Debt burden looms: Many businesses are still juggling pandemic debt, limiting their ability to invest and grow, affecting opportunities for our generation.

• Economic uncertainty: This highlights ongoing economic challenges that could impact our financial future and career prospects.
  

Read the full article here.

Owning vs. Renting: Dream Deferred for Canadian Millennials?

Ever dreamed of ditching your landlord and owning your own piece of Canada? It might be trickier than you think, especially for millennials - the topic of housing affordability has been a hot-button topic with our generation facing rising rents and stagnant wages.

Here's the scoop:

• A new report says owning can be cheaper than renting in some cities - like Winnipeg. But...

• High down payments, soaring home prices, and affordability struggles paint a different picture.

• Renting might be cheaper in most cities, but it's still a squeeze.

• Experts say the "housing ladder" is broken, making homeownership a distant dream for many.

• "I'd say if you were born after about '83, you're in trouble," says housing researcher Carolyn Whitzman at the University of Ottawa.

Why this matters:

• Homeownership is often seen as a key to financial security and stability. But for many millennials, that door seems increasingly shut.

• This affordability crisis impacts our future: career choices, saving goals, and overall well-being.

• Understanding the challenges can help you navigate your housing options and advocate for change.

Remember: The dream may be deferred, but it's not gone. Stay informed and engaged in solutions like affordable housing initiatives to make homeownership a reality for more Canadians.

Read the full article here.

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@dunkin

Chill. We’re naming a drink after them. Head to Dunkin’ and try the new DunKings Iced Coffee TOMORROW 2/12 👑

@monikkiii

Beyonce’s Superbowl Commerical 2024 #beyonce #bee #music #beyoncenewalbum #actii #beehive #superbowl2024 #superbowl #beyoncessuperbowlcomm... See more

1 Hotel
Harriet Basecamp

@yashyanthi

If you're looking for an early #PalentinesDay celebration, add Après at @1 Hotels 's Harriet Basecamp to your list of things to do in Toro... See more

Enjoy a fondue brunch on Sundays after some skating!

🔌  NOTABLE PLUG

🎙️ Get Into It: If Books Could Kill podcast. The airport bestsellers that captured our hearts and ruined our minds. Listen on Apple or Spotify.

📄 Notable Hires: Associate Creative Director - Copywriting @ Pixel Dreams (hybrid, Toronto)

🎓 Hope This Helps: Maple. MapleCMS is a powerful and sweet headless CMS with AI superpowers - that allows you to create, manage, and integrate your content anywhere you want!

🌍 Notable Destinations: Toronto to Cancún ($243- $450) 
Dates: Different dates in April. Click on this link to see the deal.

🧠 Today We Learned: Keanu Reeves grew up with such showbiz connections that Alice Cooper was once his babysitter.

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ABOUT NOTABLE
Notable Life is Canada's hub for young professionals, entrepreneurs, and culture generators operated by The Notable Group. Notable Daily inspires ideas and sharpens the minds of over 40,000 top-tier professionals in competitive industries.

Disclosure: While we utilize artificial intelligence (AI) to assist with certain aspects of content development, all information provided in our content is thoroughly vetted and edited by our team of humans. We strive to ensure the accuracy and reliability of all information. However, we recommend that readers conduct research or seek professional advice to make informed decisions. This email may contain sponsored content.